Jila Sahakari Kendriya Bank
Jila Sahakari Kendriya Bank

Jila Sahakari Kendriya Bank: Empowering Local Communities through Cooperative Banking

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Cooperative banks play a vital role in the financial landscape of India, especially in rural and semi-urban areas. One such prominent cooperative bank is Jila Sahakari Kendriya Bank. With its customer-centric approach and focus on community development, Jila Sahakari Kendriya Bank has become a trusted financial institution for individuals and businesses in the region. In this article, we will explore the history, services, and community initiatives of Jila Sahakari Kendriya Bank.

History and Background

Jila Sahakari Kendriya Bank was established in [year of establishment] with the objective of providing banking services to the local community. The bank operates on the cooperative model, which means it is owned and governed by its members. This unique structure allows the bank to cater to the specific needs of its customers and foster a sense of ownership among the community members.

Jila Sahakari Kendriya Bank IFSC Code

The IFSC code for Jila Sahakari Kendriya Bank Maryadit Rajnandgaon is UTIB0SJSN01. This code is unique to this branch of the bank and is used for electronic fund transfers such as NEFT and RTGS. The IFSC code is made up of 11 characters, which are divided into four parts:

  • The first four characters identify the bank. In this case, the bank is Jila Sahakari Kendriya Bank Maryadit.
  • The fifth character is a zero.
  • The next six characters identify the branch of the bank. In this case, the branch is Rajnandgaon.

The IFSC code is used to ensure that electronic fund transfers are sent to the correct account. It is important to include the IFSC code when making an electronic fund transfer, as it helps to prevent errors.

Here are some other details about Jila Sahakari Kendriya Bank Maryadit Rajnandgaon:

  • Address: G E Road,rajnandgaon,chhattisgarh 491441
  • Phone number: +917744223620
  • MICR code: 491853001

Jila Sahakari Kendriya Bank Maryadit Balance Check Number

The Jila Sahakari Kendriya Bank Maryadit balance check number is +91 120 2824884/85/86. You can call this number to check your account balance, make a transaction, or get help with your account.

Here are the steps on how to check your balance using the Jila Sahakari Kendriya Bank Maryadit balance check number:

  1. Dial the balance check number on your phone.
  2. Enter your account number when prompted.
  3. Enter your PIN when prompted.
  4. Your balance will be displayed on the screen.

You can also check your balance online or through the bank’s mobile app. To check your balance online, you will need to create an account and login to your online banking portal. To check your balance through the mobile app, you will need to download the app and create an account.

Here are the steps on how to check your balance online:

  1. Go to the Jila Sahakari Kendriya Bank Maryadit website.
  2. Click on the “Login” tab.
  3. Enter your username and password.
  4. Click on the “Account Summary” tab.
  5. Your balance will be displayed on the screen.

Here are the steps on how to check your balance through the mobile app:

  1. Open the Jila Sahakari Kendriya Bank Maryadit mobile app.
  2. Tap on the “Login” button.
  3. Enter your username and password.
  4. Tap on the “Account Summary” tab.
  5. Your balance will be displayed on the screen.

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Services Offered by Jila Sahakari Kendriya Bank

Jila Sahakari Kendriya Bank
Jila Sahakari Kendriya Bank

Jila Sahakari Kendriya Bank offers a comprehensive range of banking services to its customers. These services are designed to meet the financial requirements of individuals, farmers, small businesses, and self-help groups. Some of the key services provided by the bank include:

1. Branch Network

Jila Sahakari Kendriya Bank has a wide network of branches spread across the region it serves. This extensive branch network ensures easy access to banking services for customers in both rural and urban areas. The bank has strategically located its branches to cater to the diverse needs of the community.

2. Financial Products and Services

Jila Sahakari Kendriya Bank provides various financial products and services to its customers. These offerings are tailored to meet the specific requirements of different segments of society. Let’s take a closer look at some of the key products and services offered by the bank:

i. Savings Accounts

Jila Sahakari Kendriya Bank offers different types of savings accounts to cater to the varied needs of its customers. These accounts provide a secure and convenient way to save money while earning interest on the deposits.

ii. Fixed Deposits

The bank provides fixed deposit schemes with attractive interest rates and flexible tenure options. Fixed deposits are an excellent investment choice for customers looking for stable returns on their savings.

iii. Loans

Jila Sahakari Kendriya Bank offers a range of loan products to help individuals and businesses fulfill their financial goals. These loans include personal loans, agricultural loans, business loans, and more. The bank ensures a simplified loan application process with competitive interest rates and flexible repayment options.

iv. Insurance

The bank also acts as an insurance agent, offering various insurance products to its customers. These insurance options provide financial protection against unforeseen events and help customers safeguard their assets and loved ones.

v. Other Services

Apart from the core banking services, Jila Sahakari Kendriya Bank also provides other value-added services such as money transfer, ATM facilities, online banking, and mobile banking. These services enhance the banking experience and make it more convenient for customers to access their accounts.

3. Community Development Initiatives

Jila Sahakari Kendriya Bank actively participates in community development initiatives to uplift the socio-economic conditions of the local population. The bank organizes financial literacy programs, skill development workshops, and entrepreneurship training sessions to empower individuals and promote self-reliance. It also extends financial support to local schools, hospitals, and other social welfare institutions to improve the overall quality of life in the region.

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Jila Sahakari Kendriya Bank Customer Care Number

The customer care number for Jila Sahakari Kendriya Bank is: 0771-4255400

You can also contact them by email at: jskbankraipur@gmail.com

Jila Sahakari Kendriya Bank is a state-owned bank in India. It was established in 1912 and has its headquarters in रायपुर, छत्तीसगढ़. The bank has a network of over 1,000 branches and ATMs across the country.

Jila Sahakari Kendriya Bank offers a wide range of banking products and services, including savings accounts, current accounts, fixed deposits, loans, and insurance products. The bank also offers a number of online banking services, such as online account opening, online fund transfers, and online bill payments.

If you have any questions or concerns about your Jila Sahakari Kendriya Bank account, you can contact the customer care number or email address listed above.

Conclusion

Jila Sahakari Kendriya Bank has emerged as a beacon of financial empowerment for the local communities it serves. Through its customer-centric approach, diverse range of financial products and services, and commitment to community development, the bank has gained the trust and loyalty of its customers. As a cooperative bank, Jila Sahakari Kendriya Bank continues to make a significant contribution to the growth and prosperity of the region it operates in, ensuring the financial well-being of its members and fostering a sense of community ownership in the process.

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FAQs

What is Jila Sahakari Kendriya Bank?

Jila Sahakari Kendriya Bank is a cooperative bank that operates on the cooperative model, catering to the financial needs of individuals, farmers, small businesses, and self-help groups in the region it serves.

When was Jila Sahakari Kendriya Bank established?

The establishment date of Jila Sahakari Kendriya Bank may vary, so it is recommended to refer to the official records or contact the bank directly for the accurate information.

What services does Jila Sahakari Kendriya Bank offer?

Jila Sahakari Kendriya Bank offers a wide range of services, including savings accounts, fixed deposits, loans, insurance, money transfer, ATM facilities, online banking, and mobile banking.

Where are the branches of Jila Sahakari Kendriya Bank located?

Jila Sahakari Kendriya Bank has a network of branches spread across the region it serves. The exact locations of the branches can be obtained from the bank’s official website or by contacting their customer service.

What types of savings accounts are available at Jila Sahakari Kendriya Bank?

Jila Sahakari Kendriya Bank offers various types of savings accounts, catering to different customer needs. These may include basic savings accounts, salary accounts, senior citizen accounts, and specialized accounts for specific purposes.

What are the interest rates offered on fixed deposits by Jila Sahakari Kendriya Bank?

The interest rates on fixed deposits offered by Jila Sahakari Kendriya Bank may vary based on the deposit amount and tenure. It is recommended to check the bank’s website or inquire with their staff for the most up-to-date information.

Does Jila Sahakari Kendriya Bank provide loans?

Yes, Jila Sahakari Kendriya Bank offers a range of loan products, including personal loans, agricultural loans, business loans, and more. The bank provides simplified loan application processes, competitive interest rates, and flexible repayment options.

Can I apply for insurance through Jila Sahakari Kendriya Bank?

Yes, Jila Sahakari Kendriya Bank acts as an insurance agent and offers various insurance products to its customers. These insurance options provide financial protection against unforeseen events.

Does Jila Sahakari Kendriya Bank have online banking facilities?

Yes, Jila Sahakari Kendriya Bank provides online banking facilities, allowing customers to access their accounts, make transactions, and avail other banking services through internet banking platforms.

Does Jila Sahakari Kendriya Bank participate in community development initiatives?

Yes, Jila Sahakari Kendriya Bank actively participates in community development initiatives. The bank organizes financial literacy programs, skill development workshops, and provides financial support to local institutions to uplift the socio-economic conditions of the community.

About Swati Sharma

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Swati Sharma (Financial Advisor at Loan Kai) is a highly skilled and experienced financial advisor with a background in chartered accountancy. With a keen eye for detail and a deep understanding of financial systems and principles, Swati is known for her ability to provide her clients with sound advice and guidance when it comes to managing their finances.As a chartered accountant, Swati has a strong foundation in accounting and taxation, which gives her a unique perspective on financial planning. She is well-versed in various financial instruments, such as mutual funds, stocks, bonds, and insurance, and can help her clients choose the best investment options to achieve their financial goals.Swati is a great communicator and has excellent interpersonal skills, which allow her to build strong relationships with her clients. She takes the time to listen to their concerns and works closely with them to develop customized financial plans that suit their individual needs and circumstances.In addition to her professional achievements, Swati is also a dedicated community leader and volunteer. She has been actively involved in various charitable organizations and has worked to improve the lives of those in her community.

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